Sickness & accident insurance claims

What you need to know about accident and sickness insurance claims

Sickness and accident insurance policies often include income protection monthly payments, mortgage or loan repayments, and death lump sum or disability benefits for incidents or sickness encountered while the policy is active. Most people have this cover provided by consumer credit insurance (CCI), and by employers, unions or sporting clubs.

CCI covers you if your capacity to make payments on a loan and/or other forms of credit has been affected. This is usually involved in claims made due to sickness, accident and unemployment.

In many cases, you won’t be aware of the terms and conditions on accident and sickness insurance, which vary between insurers, as a copy of the policy is not always provided. Claiming accident and sickness insurance can sometimes be difficult, and many insurers promptly decline claims or stop paying these claims after a short period. Our accident and sickness lawyers can help you to successfully challenge this decision and will help you to work through the fine print in your policies so that you can gain access to your full entitlements.

Why Catherine Henry Lawyers?

At Catherine Henry Lawyers, we understand the importance of having someone on your side when you’re taking on a well-resourced insurance company and our lawyers can prepare you for this by helping you gain early access to your funds.

We act on a no-win, no-fee basis for these types of cases, which means you won’t be charged until the end of the case, dependent on the result.

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