Life Insurance Claims

Death benefit payments are included with all superannuation funds, which are usually made up of any insurance benefits attached to the policy as well as contributions.

What you need to know

We act on a no-win, no-fee basis for these types of cases, which means you will not be charged until the end of the case, dependent on the result.

A superannuation fund must pay a fund member’s death benefit when that person dies.

Payment is in the form of a lump sum and will be made to the person the deceased nominated as their beneficiary. However, you can also make a claim if you were not a nominated beneficiary but were dependent on, or in a close relationship with, the deceased.

The super fund trustee will decide how to distribute the payment, but some funds must adhere to existing and binding nominations. Those entitled to the death benefits are a surviving partner, children or dependents, or to the deceased’s estate.

All regulated superannuation schemes include death benefit insurance, which is available to lessen financial hardship in already difficult times.

If a policy holder is diagnosed as terminally ill, they can also make a claim themselves.

How we can help

We can assist with:

providing advice about what you might be entitled to
negotiating a claim on your behalf
issuing court proceedings if the matter cannot be satisfactorily resolved.

We're here to help you.

Make an enquiry to find out where you stand.

If you have questions, would like some more information about us or our services or simply want to speak to someone, make an enquiry and a member of our Superannuation & Insurance Law team will be in touch with you shortly.